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Terms and Conditions

Last Updated: July 14, 2025

1. Introduction

These Terms and Conditions govern your use of Cards by Steph (the "Service") operated by Steph ("us", "we", or "our"). By using our Service, you agree to these terms.

2. Service Description

Cards by Steph provides custom digital birthday cards created based on information you provide through our Tally form. The Service includes:

  • Collection of personal information through Tally
  • Payment processing via Gumroad (through Tally)
  • Creation of a custom HTML birthday card
  • Delivery of the card via email

3. User Responsibilities

When using our Service, you agree to:

  • Provide accurate and complete information in the Tally form
  • Only submit information for which you have permission to share
  • Not use the Service for any unlawful purpose

4. Payment and Refunds

Payment for our Service is processed through Gumroad via Tally. All sales are final due to the custom nature of our product. Refunds may be considered at our discretion in exceptional circumstances.

5. Intellectual Property

All content created by Cards by Steph, including card designs and website content, is our intellectual property. You may not reproduce, distribute, or create derivative works without our permission.

6. Limitation of Liability

Cards by Steph shall not be liable for any indirect, incidental, special, or consequential damages resulting from:

  • Use or inability to use the Service
  • Unauthorized access to or alteration of your data
  • Any other matter relating to the Service

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated "Last Updated" date.

9. Governing Law

These Terms shall be governed by the laws of [Your Country/State], without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms, please contact us through our contact form.

For information about your data preferences, please see our Opt-Out Preferences page.